Terms & Conditions

Last Updated: September 24, 2026

Welcome to Simple Pay. These Terms & Conditions govern your use of this website and the information, products, and services described on it.

Simple Pay is a trade name of Simple Merchant Solutions LLC (“Simple Pay,” “we,” “us,” or “our”). By accessing or using this website, you agree to these Terms & Conditions. If you do not agree with these terms, please do not use this website.

1. SERVICES

Simple Pay provides information regarding merchant services, payment processing solutions, point-of-sale systems, payment technology, and related business services.

Products and services displayed or described on this website may be provided directly by Simple Pay or through third-party processors, financial institutions, technology providers, equipment providers, or other business partners.

Availability, pricing, features, compatibility, and eligibility may vary.

2. NO GUARANTEE OF APPROVAL

Submitting an inquiry, application, or other information through this website does not guarantee approval for merchant services, payment processing, financing, equipment, software, or any other product or service.

Merchant accounts and related services may be subject to underwriting, credit review, business verification, risk assessment, and the requirements of applicable processors, acquiring banks, card networks, or other providers.

3. PRICING AND SERVICE INFORMATION

We make reasonable efforts to provide accurate information regarding our products and services. However, pricing, processing rates, fees, equipment costs, promotions, features, and availability may change and may vary based on the merchant, processing volume, transaction type, industry, risk profile, equipment, software, processor, and other factors.

Information presented on this website should not be considered a binding offer unless specifically stated otherwise in a written agreement.

The final terms governing merchant services will be contained in the applicable merchant agreement, application, service agreement, equipment agreement, or other written contract.

4. THIRD-PARTY PRODUCTS AND SERVICES

Simple Pay may offer, recommend, resell, integrate with, or provide access to products and services supplied by third parties, including payment processors, point-of-sale providers, financial institutions, software companies, hardware manufacturers, and other service providers.

Third-party products and services may be subject to separate terms, conditions, warranties, privacy policies, fees, and service agreements established by those providers.

Simple Pay does not control all aspects of third-party products or services and is not responsible for changes, interruptions, outages, modifications, or discontinuation of services controlled by third parties.

5. WEBSITE INFORMATION

We attempt to keep the information on this website accurate and current. However, we do not guarantee that all information will always be complete, accurate, or up to date.

Product specifications, software features, integrations, pricing, promotions, and other information may change without notice.

6. ACCEPTABLE USE

You agree not to misuse this website or attempt to interfere with its operation or security.

You may not use this website to engage in unlawful activity, attempt unauthorized access to systems or information, transmit malicious software, impersonate another person or business, or otherwise use the website in a manner that could damage Simple Pay or others.

7. INTELLECTUAL PROPERTY

Unless otherwise stated, the content on this website, including text, graphics, branding, design elements, and original materials, is owned by or licensed to Simple Merchant Solutions LLC.

Third-party company names, product names, trademarks, logos, and service marks belong to their respective owners.

Nothing on this website grants you ownership of or permission to use any trademark, copyrighted material, or other intellectual property except as permitted by law or with the owner’s authorization.

8. LINKS TO THIRD-PARTY WEBSITES

This website may contain links to websites operated by third parties.

These links may be provided for convenience or to provide access to products and services. Simple Pay does not control third-party websites and is not responsible for their content, availability, security, terms, or privacy practices.

9. DISCLAIMER OF WARRANTIES

This website and its content are provided on an “as is” and “as available” basis to the extent permitted by applicable law.

Simple Pay does not warrant that the website will always be uninterrupted, error-free, secure, or free from harmful components.

10. LIMITATION OF LIABILITY

To the fullest extent permitted by applicable law, Simple Merchant Solutions LLC and its owners, employees, representatives, and affiliates will not be liable for indirect, incidental, special, consequential, or punitive damages arising from the use of, or inability to use, this website.

Nothing in these Terms & Conditions is intended to exclude or limit liability that cannot legally be excluded or limited.

11. MERCHANT AGREEMENTS

These website Terms & Conditions do not replace or modify any merchant processing agreement, equipment agreement, software agreement, financing agreement, or other contract entered into between a customer and Simple Pay or a third-party provider.

If there is a conflict between these website Terms & Conditions and a separately executed agreement governing a particular product or service, the applicable executed agreement will control with respect to that product or service.

12. PRIVACY

Information submitted through this website is handled in accordance with our Privacy Policy and applicable law.

Please review our Privacy Policy for additional information regarding how information may be collected, used, and protected.

13. CHANGES TO THESE TERMS

We may update these Terms & Conditions from time to time.

When changes are made, the updated version may be posted on this page with a revised “Last Updated” date. Continued use of the website after changes are posted constitutes acceptance of the updated Terms & Conditions to the extent permitted by law.

14. GOVERNING LAW

These Terms & Conditions are governed by the laws of the State of Michigan, without regard to conflict-of-law principles, except where applicable federal law or other applicable law requires otherwise.

15. CONTACT US

If you have questions regarding these Terms & Conditions, please contact:

Simple Merchant Solutions LLC

d/b/a Simple Pay